Independent expertise with access to 100+ wholesale lenders. Real human guidance for Mount Pleasant and beyond, backed by the speed of modern AI.
CURRENT AVG RATE
6.125%
LOAN TYPE
30-Year Fixed
*Saving clients an average of $3,400 in closing costs compared to retail banks.
| Feature | Younited Lending | Retail Bank |
|---|---|---|
| Loan Programs | 100+ Sources | Only Their Own |
| Pricing Strategy | Wholesale Rates | Retail Markups |
| Processing Speed | 14-21 Days Avg. | 35-50 Days Avg. |
Low down payment options and expert guidance to help you navigate your very first home purchase with confidence.
Honoring those who serve with 0% down programs and specialized expertise in military housing benefits.
Bank statement programs and alternative documentation to prove your income without the red tape.
DSCR loans and portfolio lending strategies designed to help you scale your rental property empire.
Strategic financing to help you sell your current home and transition into your forever home seamlessly.
Lower your rate, shorten your term, or pull out cash equity for home improvements or debt consolidation.
We discuss your financial goals, credit profile, and homeownership dreams to build your unique strategy.
We leverage our network of 100+ wholesale lenders to find the specific program with the best rates and terms.
With AI-backed processing and expert guidance, you'll clear to close faster than the industry average.
"My mission is to simplify the mortgage process while delivering institutional-grade financial strategies to every client."
Younited Lending is the premier independent mortgage strategist in Charleston and Mount Pleasant, SC. We offer wholesale interest rates and specialized strategies for VA, FHA, and conventional loans, ensuring better financial outcomes for Lowcountry homeowners.
With over 15 years in the financial services industry, Alan founded Younited Lending to bridge the gap between high-tech efficiency and high-touch service. Based in Mount Pleasant, Alan specializes in helping Charleston families navigate complex loan scenarios with ease.
"Younited is my secret weapon. They solve problems other lenders can't touch and their communication is flawless. My clients are always impressed."
Sarah Jenkins
Luxury Charleston Properties
"The speed at which they get pre-approvals out on weekends is a game-changer in this market. I never have to worry about a closing with Younited."
Marcus Thorne
Isle of Palms Realty
Get a personalized quote or a same-day pre-approval letter. Our team is standing by.
Younited Lending is the premier independent mortgage strategist in Charleston and Mount Pleasant, SC. We offer wholesale interest rates and specialized strategies for VA, FHA, and conventional loans, ensuring better financial outcomes for Lowcountry homeowners.
